Safety Tips

Safety Tips » Property Purchase

Instructions to members of public about CO. OP. HSG. Societies and how to prevent cheating at the time of purchasing flats 1. VERIFICATION OF OWNERSHIP OF LAND. Ensure from the local Survey office that the developer has been granted the N.O.C and the land is Non-Agricultural (N.A.) For clear title, 7/12 (Sat Bara) Extract to be verified from the "Talathi" OR "Tahasildar" office. For Land in Dispute or in legal litigation - approach "Bailiff" or "Arbitrator" from High Court. 2. N.O.C.’s OF VARIOUS AUTHORITIES Fire Brigade Especially for high rise buildings Traffic Dept. West Bengal Police. Local Electricity office for electricity supply. Railway Near the railway track Local Municipal Corporation for drainage, water supply, commencement certificate 3. TO CHECK THE LEGALITY OF THE CONSTRUCTION A) Checking of Commencement Certificate or Intimation of Disapproval by the Municipal authorities. B) Contact the Builder / Developer for 1. Plans submitted by the architect 2. Notice in Newspaper for clearance of title of the land 3. Certificate from solicitor 4. Confirm whether Residential or Commercial 5. F.S.I. permitted, and utilized by the builder 6. Percentage of reservation made for Government flats or any special category 7. Whether covered under Urban Land Ceiling Reservation 4. ENTERING INTO AGREEMENT 1. The agreement for sale should be properly signed by the concerned parties 2. The agreement must be attested by two witnesses 3. Only the agreement registered with the Collector will be treated as the "legal document" 4. Stamp Duty should be paid only at the Collector’s Office at the time of registration of the agreement 5. MODE OF PAYMENT 1. Cheque is the safest way of payment. 2. If paid by cash, insist on receipt. 3. Repayment of loans obtained from the Financial Institutions should be made only to the concerned Institution and not to the builder or developer. So Here's wishing you a very happy year ahead, And all the bad luck to the cheats. Double Your Money Safety Tips » Double Your Money What They Say ·    Double your money in two months or less ·    Post dated cheques as a guarantee for the same ·    Claim they do it by investing in some wonder projects or plantations ·    Huge sums of money by being a part of the gift chain i.e. you gift a certain amount of money to two people, then find two people who will enter the chain by gifting you the sum. They in turn will get two more subscribers, and so on ·    As the scheme is run by a registered company, it is absolutely safe   .... And What You Get ·    All schemes offering high returns of double money within two months or such short spans have no legal sanction, nor they are reliable ·    Postdated cheques is not a guaranteed payment device, as they could bounce when you finally present them ·    There are no projects, especially agriculture based, which can give returns in less than a year. In fact, tree plantations take at least 10 years to mature ·    Gift schemes and chains are an offence under the Prize Chits and Money Circulation Schemes (Banning) Act of 1978 Even registered companies are not allowed to promote and run any such schemes Safety Tips » Driving Safety Tips for Safe Driving Do not talk on mobile phone while driving. Stay in Traffic Speed limits and slow down on Turns. Look Left and Right twice, and go slow on Crossings. When Turning Left... Look at the Rearview mirror, give Indicator, sound Horn, and take turn while staying in your lane (Try to stick to the side). When Turning Right... Look at the Rearview mirror, give Indicator, sound Horn, and take turn while staying in your lane. (Try to take a wider turn). Stay in your Lane, and use the correct Signals. Don't leave your line. Notice all the Traffic Signs you see on your way, and act apropriately. When taking Circles... give way to your right. Don't assume that the other Motorists know your intention. It is always necessary to give proper Signals while Starting, Turning, Slowing, and Parking your vehicle. On crossings without control system (Traffic Lights), give adequate opportunity to Pedestrians (the people walking on the road) to avoid accidents. Be careful of Pedestrians who come from between vehicles (ie. not on zebra crossing), outside Schools and Bus Stops. When crossing Animal-driven Vehicles, give enough place by slowing down, and Do Not Sound Horn, because it may scare the Animal and it may run away. When the road is divided by White Lines, then stay to the left. If needed, you may cross the line. When the road is divided by Yellow Lines, then stay to the left. You shall, in any case, not cross the line. It is mandatory for every motorist to give way immediately to any Ambulance or Fire Engine. It is a duty of each citizen, for the sake of saving lives. Without permission of a Policeman on Duty, nobody is allowed to drive vehicles on special pathways made for Cycles or Pedestrians. 'U' turn - The driver must be careful, and should confirm it is safe to turn by looking in the rearview mirror. U turns are not allowed on busy roads. Proper signal for turning right must be given. Be careful and look on the road when taking your vehicle out of garage.Take someone's help if necessary. Park your vehicle only where parking is allowed. Do Not park in places like: Crossings, Turns, Corners, High speed ways, Corners of hilly roads, footpath, Bus Stop, School, Railway gate, opposite direction to road, specially at night. During Night, when a Vehicle, Cycle, or Animal Driven Vehicle approaches you, turn your headlights to 'dim' position and keep your vehicle slow. Never park a vehicle on a Railway Line. When crossing a Railway line without a Gate, listen carefully and look around to see if a Train is coming. Go further only when confirmed. The Horn shall not be used unnecessarily repeatedly, and annoyingly. It shall not at all be used in silent zones like Hospitals,etc. Cut-outs and Multi-Horns are not allowed. No unusual sounds from a moving vehicle will be allowed. Keep appropriate distance from the Vehicle moving ahead of you, so that there is enough place to stop your vehicle without damage, in case the vehicle ahead stops abruptly. Give importance to Vehicle ahead of you when driving on a hill or on a slope. In this case, when the road is not wide enough to allow overtaking, give space to any vehicle overtaking, by stopping your vehicle to a side. It is advised not to overtake in intense situations on hilly roads. The motor vehicle driver must not allow any passenger or object to be placed in such a way that the driver's control over the vehicle is reduced. While crossing any demonstrations, or Army or Police Force (on foot), or any Road Construction site, speed should not exceed 25 km/h Seating passengers more than allowed as per Registration Certificate is prohibited and can attract penalty.  Vehicles are not allowed to use any non-standard explosive, dangerous, polluting, fuel (like Aviation fuel, etc.) Driving Under Influence of Alcohol Driving under the influence of alcohol is a serious offense in India. In the event of an accident in such a condition, the law deals with offenders with great severity. The punishment is fine and/or imprisonment up to 6 months, and the driving license is suspended for at least six months. Drunken driving is also one of the main reasons for vehicular accidents and is among the highest life-takers on Indian roads. Alcohol goes from the stomach straight to the blood stream. The body takes about an hour to rid itself of one drink - this means that if one drinks at a rate faster than that, the alcohol content in the body will soon exceed tolerable limits. As the quantity of alcohol in the bloodstream rises, the brain is affected, and the sense of judgement is skewered. At higher levels of intoxication, there are muscle control problems, vision blurring, and finally a complete loss of physical co-ordination facilities. Given these facts, driving, even at low alcohol levels can be very dangerous. Safety Tips » Youth & Druges How Do You Know if Your Child is Abusing Drugs or Alcohol? If you find drugs or items such as smoking pipes, it is a strong indication that your child is using or experimenting with drugs. Behaviour is another indicator. Watch for : ·    Abrupt mood swings or attitude changes. ·    Sudden decline in attendance or performance at work or school. ·    Sudden resistance to discipline at home or school. ·    Poor relationship with family and friends. ·    Unusual temper tantrums. ·    Borrowing money from friends and relatives. ·    Stealing from home, school or work. ·    Increased secrecy about actions or possessions. ·    Hanging out with new group of friends (especially ones who use drugs) These behaviours may indicate drug use but they may also indicate normal growing pains. The best way to know for sure is to observe your child, get to know his or her friends, but most importantly, TALK. Communication is essential for your child's growth and safety. If you know that your child is taking drugs, take action and do not ignore the problem. Explain the harmful effects of drugs, including the long-term effects to one's physical, social and mental well-being. Cheque Safety Safety Tips » Cheque Safety Tips for Safe Bank Transactions ·    Do not give introduction to an unknown person for opening an account in your Bank.  ·    Never encash cheques/drafts of an unknown person through your account.  ·    Do not keep your account inoperative for a long time.  ·    To avoid theft in postal transit or courier services and subsequent cheating, keep track of the cheques/drafts/pay orders sent through post & couriers services.  ·    As far as possible, bank transactions should be handled personally.  ·    Take care of your Cheque books. Do not keep signed cheques in the drawer or any place where outsiders have an easy access.  ·    All bank transactions should be counter checked to ensure that the deposited Cheque have realised.  ·    The monthly statement of your bank account should be invariably checked.  ·    At the time of withdrawal of cash, account holder should physically check the cash counter. Never hand over the cash to a third person for counting. To Avoid Bouncing of Cheques ·    Insist for D.D. or Pay Orders if you are dealing with an unknown party.  ·    Postdated cheques should be avoided When a Cheque Bounces... If a Cheque bounces you should give a notice to the person within 15 days of such intimation and if no reply is received, you should file a complaint in the court under section 138 of Negotiable Instruments Act, 1981 where effective remedies are available to the public. All cases of bounced cheques may not be offences of cheating under the Indian Penal Code.