Sunday, November 6, 2011

Safety Tips


Safety Tips » Property Purchase
Instructions to members of public about CO. OP. HSG. Societies and how to prevent cheating at the time of purchasing flats

1. VERIFICATION OF OWNERSHIP OF LAND.

Ensure from the local Survey office that the developer has been granted the N.O.C and the land is Non-Agricultural (N.A.)
For clear title, 7/12 (Sat Bara) Extract to be verified from the "Talathi" OR "Tahasildar" office.
For Land in Dispute or in legal litigation - approach "Bailiff" or "Arbitrator" from
High Court.

2. N.O.C.’s OF VARIOUS AUTHORITIES

Fire Brigade Especially for high rise buildings
Traffic Dept. West Bengal Police.
Local Electricity office for electricity supply.
Railway Near the railway track
Local Municipal Corporation for drainage, water supply, commencement certificate

3. TO CHECK THE LEGALITY OF THE CONSTRUCTION

A) Checking of Commencement Certificate or Intimation of Disapproval by the Municipal authorities.

B) Contact the Builder / Developer for
1. Plans submitted by the architect
2. Notice in Newspaper for clearance of title of the land
3. Certificate from solicitor
4. Confirm whether Residential or Commercial
5. F.S.I. permitted, and utilized by the builder
6. Percentage of reservation made for Government flats or any special category
7. Whether covered under Urban Land Ceiling Reservation

4. ENTERING INTO AGREEMENT

1. The agreement for sale should be properly signed by the concerned parties
2. The agreement must be attested by two witnesses
3. Only the agreement registered with the Collector will be treated as the "legal document"
4. Stamp Duty should be paid only at the Collector’s Office at the time of registration of the agreement

5. MODE OF PAYMENT

1. Cheque is the safest way of payment.
2. If paid by cash, insist on receipt.
3. Repayment of loans obtained from the Financial Institutions should be made only to the concerned Institution and not to the builder or developer. So Here's wishing you a very happy year ahead, And all the bad luck to the cheats.

Double Your Money
Safety Tips » Double Your Money
What They Say
·    Double your money in two months or less
·    Post dated cheques as a guarantee for the same
·    Claim they do it by investing in some wonder projects or plantations
·    Huge sums of money by being a part of the gift chain i.e. you gift a certain amount of money to two people, then find two people who will enter the chain by gifting you the sum. They in turn will get two more subscribers, and so on
·    As the scheme is run by a registered company, it is absolutely safe
 
.... And What You Get
·    All schemes offering high returns of double money within two months or such short spans have no legal sanction, nor they are reliable
·    Postdated cheques is not a guaranteed payment device, as they could bounce when you finally present them
·    There are no projects, especially agriculture based, which can give returns in less than a year. In fact, tree plantations take at least 10 years to mature
·    Gift schemes and chains are an offence under the Prize Chits and Money Circulation Schemes (Banning) Act of 1978
Even registered companies are not allowed to promote and run any such schemes
Safety Tips » Driving Safety
Tips for Safe Driving
  • Do not talk on mobile phone while driving.
  • Stay in Traffic Speed limits and slow down on Turns.
  • Look Left and Right twice, and go slow on Crossings.
  • When Turning Left... Look at the Rearview mirror, give Indicator, sound Horn, and take turn while staying in your lane (Try to stick to the side).
  • When Turning Right... Look at the Rearview mirror, give Indicator, sound Horn, and take turn while staying in your lane. (Try to take a wider turn).
  • Stay in your Lane, and use the correct Signals. Don't leave your line.
  • Notice all the Traffic Signs you see on your way, and act apropriately.
  • When taking Circles... give way to your right.
  • Don't assume that the other Motorists know your intention. It is always necessary to give proper Signals while Starting, Turning, Slowing, and Parking your vehicle.
  • On crossings without control system (Traffic Lights), give adequate opportunity to Pedestrians (the people walking on the road) to avoid accidents.
  • Be careful of Pedestrians who come from between vehicles (ie. not on zebra crossing), outside Schools and Bus Stops.
  • When crossing Animal-driven Vehicles, give enough place by slowing down, and Do Not Sound Horn, because it may scare the Animal and it may run away.
  • When the road is divided by White Lines, then stay to the left. If needed, you may cross the line.
  • When the road is divided by Yellow Lines, then stay to the left. You shall, in any case, not cross the line.
  • It is mandatory for every motorist to give way immediately to any Ambulance or Fire Engine. It is a duty of each citizen, for the sake of saving lives.
  • Without permission of a Policeman on Duty, nobody is allowed to drive vehicles on special pathways made for Cycles or Pedestrians.
  • 'U' turn - The driver must be careful, and should confirm it is safe to turn by looking in the rearview mirror. U turns are not allowed on busy roads. Proper signal for turning right must be given.
  • Be careful and look on the road when taking your vehicle out of garage.Take someone's help if necessary.
  • Park your vehicle only where parking is allowed. Do Not park in places like: Crossings, Turns, Corners, High speed ways, Corners of hilly roads, footpath, Bus Stop, School, Railway gate, opposite direction to road, specially at night.
  • During Night, when a Vehicle, Cycle, or Animal Driven Vehicle approaches you, turn your headlights to 'dim' position and keep your vehicle slow.
  • Never park a vehicle on a Railway Line. When crossing a Railway line without a Gate, listen carefully and look around to see if a Train is coming. Go further only when confirmed.
  • The Horn shall not be used unnecessarily repeatedly, and annoyingly. It shall not at all be used in silent zones like Hospitals,etc. Cut-outs and Multi-Horns are not allowed. No unusual sounds from a moving vehicle will be allowed.
  • Keep appropriate distance from the Vehicle moving ahead of you, so that there is enough place to stop your vehicle without damage, in case the vehicle ahead stops abruptly.
  • Give importance to Vehicle ahead of you when driving on a hill or on a slope. In this case, when the road is not wide enough to allow overtaking, give space to any vehicle overtaking, by stopping your vehicle to a side. It is advised not to overtake in intense situations on hilly roads.
  • The motor vehicle driver must not allow any passenger or object to be placed in such a way that the driver's control over the vehicle is reduced.
  • While crossing any demonstrations, or Army or Police Force (on foot), or any Road Construction site, speed should not exceed 25 km/h
  • Seating passengers more than allowed as per Registration Certificate is prohibited and can attract penalty. 
  • Vehicles are not allowed to use any non-standard explosive, dangerous, polluting, fuel (like Aviation fuel, etc.)
Driving Under Influence of Alcohol
  • Driving under the influence of alcohol is a serious offense in India. In the event of an accident in such a condition, the law deals with offenders with great severity. The punishment is fine and/or imprisonment up to 6 months, and the driving license is suspended for at least six months.
  • Drunken driving is also one of the main reasons for vehicular accidents and is among the highest life-takers on Indian roads.
  • Alcohol goes from the stomach straight to the blood stream. The body takes about an hour to rid itself of one drink - this means that if one drinks at a rate faster than that, the alcohol content in the body will soon exceed tolerable limits.
  • As the quantity of alcohol in the bloodstream rises, the brain is affected, and the sense of judgement is skewered. At higher levels of intoxication, there are muscle control problems, vision blurring, and finally a complete loss of physical co-ordination facilities. Given these facts, driving, even at low alcohol levels can be very dangerous.
Safety Tips » Youth & Druges
How Do You Know if Your Child is Abusing Drugs or Alcohol?
If you find drugs or items such as smoking pipes, it is a strong indication that your child is using or experimenting with drugs. Behaviour is another indicator.
Watch for :
·    Abrupt mood swings or attitude changes.
·    Sudden decline in attendance or performance at work or school.
·    Sudden resistance to discipline at home or school.
·    Poor relationship with family and friends.
·    Unusual temper tantrums.
·    Borrowing money from friends and relatives.
·    Stealing from home, school or work.
·    Increased secrecy about actions or possessions.
·    Hanging out with new group of friends (especially ones who use drugs)
These behaviours may indicate drug use but they may also indicate normal growing pains. The best way to know for sure is to observe your child, get to know his or her friends, but most importantly, TALK. Communication is essential for your child's growth and safety.
If you know that your child is taking drugs, take action and do not ignore the problem. Explain the harmful effects of drugs, including the long-term effects to one's physical, social and mental well-being.

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Cheque Safety
Safety Tips » Cheque Safety
Tips for Safe Bank Transactions
·    Do not give introduction to an unknown person for opening an account in your Bank. 
·    Never encash cheques/drafts of an unknown person through your account. 
·    Do not keep your account inoperative for a long time. 
·    To avoid theft in postal transit or courier services and subsequent cheating, keep track of the cheques/drafts/pay orders sent through post & couriers services. 
·    As far as possible, bank transactions should be handled personally. 
·    Take care of your Cheque books. Do not keep signed cheques in the drawer or any place where outsiders have an easy access. 
·    All bank transactions should be counter checked to ensure that the deposited Cheque have realised. 
·    The monthly statement of your bank account should be invariably checked. 
·    At the time of withdrawal of cash, account holder should physically check the cash counter. Never hand over the cash to a third person for counting.
To Avoid Bouncing of Cheques
·    Insist for D.D. or Pay Orders if you are dealing with an unknown party. 
·    Postdated cheques should be avoided
When a Cheque Bounces...
If a Cheque bounces you should give a notice to the person within 15 days of such intimation and if no reply is received, you should file a complaint in the court under section 138 of Negotiable Instruments Act, 1981 where effective remedies are available to the public. All cases of bounced cheques may not be offences of cheating under the Indian Penal Code.




Tuesday, August 16, 2011


Who is Anna Hazare?
He once contemplated suicide and even wrote a two-page essay on why he wanted to end his life. Anna Hazare was not driven to such a pass by circumstances. He wanted to live no more because he was frustrated with life and wanted an answer to the purpose of human existence.
The story goes that one day at the New Delhi Railway Station, he chanced upon a book on Swami Vivekananda. Drawn by Vivekananda's photograph, he is quoted as saying that he read the book and found his answer - that the motive of his life lay in service to his fellow humans.
Today, Anna Hazare is the face of India's fight against corruption. He has taken that fight to the corridors of power and challenged the government at the highest level. People, the common man and well-known personalities alike, are supporting him in the hundreds swelling to the thousands.
For Anna Hazare, it is another battle. And he has fought quite a few, Including some as a soldier for 15 years in Indian Army. He enlisted after the 1962 Indo-China war when the government exhorted young men to join the Army.

In 1978, he took voluntary retirement from the 9th Maratha Battalion and returned home to Ralegaon Siddhi, a village in Maharashtra's drought-prone Ahmadnagar. He was 39 years old.

He found farmers back home struggling for survival and their suffering would prompt him to pioneer rainwater conservation that put his little hamlet on the international map as a model village.
The villagers revere him. Thakaram Raut, a school teacher in Ralegaon Siddhi says,
"Thanks to Anna's agitations, we got a school, we got electricity, we got development schemes for farmers.''
Anna Hazare's fight against corruption began here. He fought first against corruption that was blocking growth in rural India. His organization - the Bhrashtachar Virodhi Jan Andolan (People's movement against Corruption). His tool of protest - hunger strikes. And his prime target - politicians.

Maharashtra stalwarts like Sharad Pawar and Bal Thackeray have often called his style of agitation nothing short of "blackmail".      
 But his weapon is potent. In 1995-96, he forced the Sena-BJP government in Maharashtra to drop two corrupt Cabinet Ministers. In 2003, he forced the Congress-Nationalist Congress Party (NCP) state government to set up an investigation against four ministers. In April this year, four days of fasting brought thousands of people out in support of his crusade against corruption. They also made the government realise it could not be dismissive about Anna Hazare and his mass appeal.
His relationship with the UPA government continues to be uneasy. The truce of April was short-lived. An exercise to set up a joint committee made up of equal numbers of government representatives and civil society activists, including Anna Hazare came to naught when the two sides failed to agree and drafted two different Lok Pal Bills. The government has brought its version in Parliament and Team Anna is livid.


The Gandhian is soldiering on. From one battle to another in his war against corruption. He fought from the front to have Right to Information (RTI) implemented. He is now fighting for the implementation of the Jan Lokpal Bill, the anti-corruption bill drafted by his team of crusaders.

In a press conference in April 2011, Anna Hazare praised Narendra Modi, the chief minister of Gujarat for his efforts on rural development along with Nitish Kumar, chief minister of Bihar, saying that the same should be emulated by the chief ministers of all states.

Conspiracy for murder

Anna Hazare has exposed large corruption in co-operative sugar factories of Maharashtra. One of the sugar factory which Anna exposed corruption is controlled by Padamsinh Bajirao Patil, a member of Parliament of 15th Lok Sabha and higher-ranking Leader of Nationalist Congress Party from Osmanabad, and also a prime accused and conspirator in the 2006 murder case of Indian National Congress leader Pawanraje Nimabalkar
The conspiracy to kill Hazare was exposed when Parasmal Jain, an accused in the Nimbalkar murder case, in his written confession before a magistrate said that Padamsinh Bajirao Patil had paid a sum of Indian Rupee symbol.svg3,000,000 (US$66,900) to murder Nimbalkar, and also offered him supari (contract killing sum) to kill Anna Hazare.[118][119] After this written confession, Anna appealed to the state government of Maharashtra to lodge a separate First Information Report ( FIR ) against Padamsinh Bajirao Patil for conspiring to murder him but the government did not take any action in this regard. Anna Hazare decided to lodge a complaint himself and on September 26, 2009, he lodged complaint at Parner police station of Ahmednagar District in Maharashtra against the Nationalist Congress Party (NCP) MP Padamsinha Patil for conspiring to eliminate him. Padamsinh Patil approached the High Court seeking anticipatory bail but on October 14, 2009, the Aurangabad bench of Bombay High Court rejected the anticipatory bail application of Padamsinh Patil in connection with a complaint filed by Anna after observing that there is a prima facie evidence against him
Padmasinh Patil appealed for an anticipatory bail in Supreme Court of India which the court rejected on November 06, 2009 On November 11, 2009 Padmasinh Patil surrendered before the sessions court in Latur as per a directive of the Supreme Court and was sent to judicial remand for 14 days.On December 16, 2009 Aurangabad bench of Bombay High Court granted bail to him.As of August 16, 2011 the verdict is pending.
 

This year, more than 30 years after Anna Hazare started his crusade, as the 74-year-old plans a second hunger strike in Delhi against large-scale corruption at the national level. Nothing really has changed except the scale of his battle.

According to an Indian daily English newspaper Daily News and Analysis’s annual list of top 50 most influential people for 2011, Anna Hazare is the most influential person in Mumbai.
courtsey